While most banks and issuers will allow you to trace your money order without a receipt, some will not. USPS does not allow tracing of any money order without a receipt. Call your issuer’s customer service number (easily found on their website) to see if they can trace a money order without a receipt.
What happens if someone cashed my money order?
If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.
Can I get a copy of a cashed money order?
If you want a copy of a cashed money order, you’ll need to complete and submit PS Form 6401, the official money order inquiry. You can’t stop payment on a USPS money order, but you can have it replaced if they determine it’s lost or stolen. If that’s the case, they will issue a replacement money order.
Can I cash a money order that was sent back to me?
For USPS money orders, if you are the purchaser and have possession of the money order, you can cash it at any post office upon presentation. If you do not have possession of the money order, a refund is issued after 60 days from the date of purchase if it is has not been cashed.
How can I find out if my money order has been cashed?
With most Western Union and MoneyGram, you can find out if a money order was cashed by calling a toll-free number. For USPS money orders (or to get more details from any issuer), you’ll submit a form and pay a modest fee for the tracking service.
What happens if a money order is still outstanding?
After about 30 days, the issuer will either send a copy of the endorsed money order (showing who cashed or deposited it, and when) or a notice that the money order has not yet been cashed. If the money order is still outstanding, you should still have the option to cancel it and get a refund.
Can you get your money back from a lost money order?
If the money order has already been cashed, you probably won’t get your cash back or a replacement money order. But you might still be able to collect. The provider might give you a photocopy of the cashed money order.
How long does it take to cash an USPS money order?
For USPS money orders (or to get more details from any issuer), you submit a form and pay a modest fee for the tracking service. After about 30 days, the issuer typically sends a copy of the endorsed money order (showing who cashed or deposited it, and when) or a notice that the money order has not yet been cashed.
