Sadly, You can’t close the HDFC Bank Account Online, However to close HDFC bank account you don’t need to visit home branch, You can download the account closure form online below and visit to a nearest HDFC Bank branch to close your HDFC Account online.
Can I close my HDFC account from any branch?
Steps to close your HDFC Bank Savings Account In order to close your bank account, HDFC Bank savings account holders have to reach your nearest HDFC Bank Account or any HDFC branch in your city to close HDFC Bank Account.
What happens if I don’t close my HDFC Bank account?
ACCOUNT CLOSURE HDFC Bank, for example, doesn’t charge any fee if the customer closes the account within 14 days. If the account is closed between 15 days and six months, it charges ₹500, and ₹250 if it’s closed between six months and one year, according to its website.
How can I close my HDFC Bank Letter?
I request you to please close my saving account and do not proceed with any transactions. I will be returning my passbook, cheque-book, cards along with my application. Kindly close my bank account and transfer the balance amount in the below-mentioned account details.
Can we close HDFC Bank account online?
Note: You can’t close HDFC Bank account online, but account closure form can be downloaded online. To close your account in an easy way, ensure that you drain out all the funds parked in your account. The balance in your account should be Zero. Now you can go to the nearest branch and approach the bank executive.
Can I convert my HDFC account to zero balance account?
HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.
Is there any charges for closing HDFC Bank account?
For closure of savings account, an HDFC Bank customer, depending on the nature and tenure of the account, will have to pay a fee of Rs 500 and if the average monthly balance falls below Rs 20,000 in nonurban centres, it will charge Rs 500 a month, according to its website listing various charges effective January 2012.
Can we close bank account online?
You cannot close your bank account online. You need to visit your home branch where you opened the account. So you need to walk into the home branch where you have an account and request them for account closure.
What are the disadvantages of zero balance account?
Disadvantages of Zero Balance Savings Account
- Only Indians can open a zero-balance account. This account can is not opened by NRIs (Non-resident Indians) and PIOs (Persons of Indian Origin).
- Online zero balance accounts have an initial balance limit of Rs.
- Foreign contributions cannot be made to zero balance accounts.
What happens if I Close my HDFC account?
A Bank Account may serve you a lot of purposes like it acts an a valid address proof, bank statement is required while taking loan, credit card etc., for receiving funds and a lot more. So, if you are closing the HDFC Bank Account just for the sake of closing it, you can think of giving it a second chance.
How to apply for a bank account closure?
There is no need to hesitate and approach your bank with your bank account closure application. All you have to do is to take a piece of paper and write an application letter to the bank branch manager requesting to close your bank account. Now, what exactly are you going to write there? Check our sample application letters as reference.
How to re-activate dormant account in HDFC Bank?
In order to re-activate your HDFC Bank dormant account, you need to submit the following to your Home Branch : 1 A written application 2 An Identity Proof & 3 An Address Proof
What happens if my HDFC account balance is below zero?
In case your HDFC Bank Account Balance is below the minimum balance requirement but above Zero, you will get the remaining amount only. However, if you Account Balance is in minus i.e., below Zero, you will need to follow an extra step to deposit the non-maintenance and/or fine amount.
